What AFC does
AFC helps organise cash flow, goals, protection needs, major decisions, retirement and education funding, banking architecture, and planning priorities into one coherent view.
Scope & Professional Disclosures
Planning first. Products only when relevant and clearly disclosed.
AFC provides private financial-planning education, analysis, and decision support. The exact scope is defined by the engagement selected and agreed with each client.Who provides the service
AFC Private Wealth Planning is a personally led planning practice operated by Anissa Feby Canintika in Jakarta. Current credential and insurance-marketing licence verification can be requested before an engagement or product discussion.
What AFC does not replace
AFC does not replace licensed legal, tax, accounting, medical, mortgage, securities, or investment-management advice. Specialist review may be recommended where appropriate.
Insurance disclosure
Where protection is relevant, Anissa may separately act as a licensed insurance marketer and may receive remuneration from an insurer. Product terms, benefits, exclusions, underwriting, and claims are governed by the issued policy and insurer.
Fees, remuneration, and conflicts
Planning fees are shown separately from any product remuneration. If a product discussion may create remuneration or another material relationship, AFC will disclose that role before the client decides. Product remuneration does not guarantee suitability and does not replace comparison of relevant alternatives.
Referral programme
Referral rewards do not change the referred client’s planning fee or product terms. A referrer must not present themselves as AFC, promise outcomes, or receive the referred client’s financial information. Eligibility, timing, exclusions, and tax treatment are confirmed in writing.
No guaranteed outcomes
AFC does not promise investment returns, tax outcomes, insurance acceptance, credit approval, or a specific financial result.
Questions and complaints
Questions, correction requests, or complaints may be sent to info@afcprivatewealth.com. AFC will acknowledge the matter, review the relevant records, and explain the proposed resolution or any appropriate external route.