01
The Cash-Flow Intensive
Rp 2,000,000A focused 90-minute session to clarify cash flow, set goal-based allocations, and establish a practical financial operating rhythm.
Check your fit ↗The Offering
A plan for
the whole picture.
Focused conversations and longer-term planning, structured around the decisions that matter most to you.
Three ways to begin
Clear fees.
A considered beginning.
Choose one focused conversation, three private sessions, or a year-long planning relationship. Every new engagement still begins with a Financial Fit Check.
AFC PRICING & FIT · PDFView or download the official pricelist ↗02
The Private Sessions ×3
Rp 5,000,000Three 90-minute sessions focused on what matters most—you choose what each one covers.
Check your fit ↗03One-year engagement
The Complete Wealth Atelier
Rp 20,000,000Twelve private sessions across one year, with quarterly reviews and guidance when significant financial decisions arise.
Check your fit ↗The Complete Wealth Atelier
One year,
fully attended.
More than a set of sessions—a year with a planner who already knows your numbers.
Twelve Private Sessions
Ninety minutes each, yours to schedule anytime within the year—front-load the plan or pace the sessions out.
Quarterly Reviews
Four 60-minute check-ins, over Zoom or in person in Jakarta, to keep the plan honest as life moves.
Big-Expense Support
A mortgage, a car, or a renovation—when a major expense is ahead, we run the numbers together before you commit.
The Private Sessions
Pick what matters
most to you.
Each session may cover a different priority or go deeper into one decision.
- Passive income and cash-flow strategy
- Tax-efficient saving for education or retirement
- A real retirement number—and how to reach it
- Banking products and time deposits, optimised
- Credit-card strategy, rewards, and miles
- Investment instruments for long-term growth
- Mortgage and major-purchase planning
- Insurance and risk-protection review
Before paid work begins
The practical details
are confirmed in writing.
Scope & deliverables
The questions covered, preparation required, session format, and tangible outputs are recorded in the engagement confirmation.
Scheduling & changes
Session validity, rescheduling, cancellation, and any refund treatment are confirmed before payment.
Roles & boundaries
Client responsibilities, confidentiality, specialist referrals, product roles, remuneration, and how either party may end the engagement are made clear.
How upgrading works
Already started?
That counts.
Every rupiah and every session you have already invested carries forward. Upgrading only adds the difference.
Cash-Flow Intensive → Private Sessions ×3+Rp 3,000,0001 session completed · 2 remain
Cash-Flow Intensive → Complete Wealth Atelier+Rp 18,000,0001 session completed · 11 remain
Private Sessions ×3 → Complete Wealth Atelier+Rp 15,000,0003 sessions completed · 9 remain
Referral programme
Good work is
worth sharing.
One referral, one reward. The applicable rate is calculated from the first package booked and paid by the referred client. A reward does not change that client’s fee or product terms and does not permit the referrer to receive financial information or promise outcomes. Eligibility, timing, exclusions, and tax treatment are confirmed in writing.
By application only
Ready to begin?
Every application is considered personally. Begin with the short Financial Fit Check; if the approach is suitable, AFC will invite you to continue.